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  5. UNITEDFIN

United Finance PLC.

UNITEDFINFinancial InstitutionsCategory A

Last Price

16.1৳
▼-1.23% today
Low ৳10.7In its normal rangeHigh ৳17.2

Where today's price sits in its 52-week range

The Price Story

এক নজরে

United Finance PLC. আর্থিক প্রতিষ্ঠান খাতের একটি কোম্পানি। সব মিলিয়ে কোম্পানিটি ভালো অবস্থায় আছে (আমাদের বিশ্লেষণে 100-এর মধ্যে 63)। কোম্পানিটি লাভজনক। একই ধরনের অন্যান্য কোম্পানির তুলনায় শেয়ারটির দাম মোটামুটি স্বাভাবিক পর্যায়ে আছে। কোম্পানিটি ভালো ডিভিডেন্ড দেয় — বর্তমান দামে বছরে প্রায় 6.2% রিটার্ন আসে।

এটি শিক্ষামূলক তথ্য, বিনিয়োগ পরামর্শ নয়।

UNITEDFINBuy 63
Rank #55 of 361Hold for the long runLong-term hold
৳16.1-1.2%
VerdictHealthValueNumbersFinancialsMomentumSignalsPeersOwnersNews
TopStockBDAnalysis

United Finance PLC.

UNITEDFINFinancial InstitutionsLatest Price: ৳16.1
Fundamental Score
63/ 100

Buy

Long-term hold

Good company, but share is quiet

  • The company's numbers are good, but the share has been quiet — the price is not moving much. Fine for long-term holders; do not expect quick gains.
  • Has paid dividends regularly in past years.
topstockbd.comDSE Stock Analysis

The Health Check

Five quick checks that tell you whether this company is healthy, fairly priced, and worth holding.

Is the Price Right?

Priced about fairly — neither a bargain nor expensive.

P/E Ratio

15.2

Price per ৳1 of yearly earnings

Dividend Yield

6.20%

Annual cash return on the price

P/B Ratio

0.9

Price per ৳1 of net assets

Trading at 15.2 — below its 5-year average of 16.4.

Key Numbers

The raw figures behind the verdict — for the curious.

EPS

৳1.06

Earnings per share (latest year)

P/E Ratio

10.9

Price you pay per ৳1 of earnings

Dividend Yield

6.20%

Annual cash return on the price

Reserve & Surplus

৳147 Cr

Company's accumulated savings

Total Loan

৳814 Cr

Outstanding debt the company carries

Profits & Dividends

Are they making money — and do they share it with shareholders?

Yearly Profit

Net profit per year

Made a profit every year for 6 years.

Earnings Per Share

Profit you earn per share

Profitable per share every year for 6 years.

Yearly Cash Dividend

% of face value

📢 New 10% dividend just declared — record 19 May 2026

Paid a dividend every year for 6 years running.

The deeper numbers — revenue, margins, debt and cash quality over the years.

Recent Momentum

What the share price has been doing over the last week.

Flat

Up 1.3% in the past week, beating the overall market.

Past week

+1.3%

Price move over 7 days

Vs market

+0.5%

Ahead/behind the DSEX index

Trading volume

1.2×

vs its normal volume

Up days

3/7

Green days this week

52-week spot

83%

Position in 1-year range

Trades around ৳2.9 Cr a day on average over the past week.

Signals at a Glance

The good signs and the things to keep an eye on.

Good signs

  • ✓Made profits in 4 out of the last 5 years
  • ✓Generates real cash from its day-to-day business
  • ✓Pays a dividend every year, like clockwork
  • ✓Owners (sponsors) hold 40% — they have skin in the game

Watch-outs

  • ⚠Carries more debt than its retained savings
  • ⚠Pays out 94% of profits as dividends — may be hard to keep up

How It Stacks Up

UNITEDFIN scores higher than every other strong name in its sector below.

Stock
UNITEDFIN63৳16.1-1.2%15.2+6.2%+0.7%
DBH59৳41.1+1.2%8.8+3.6%+1.5%
IDLC59৳42.4+1.2%7.6+3.5%+1.3%
LANKABAFIN45৳16.4-0.6%32.2—+0.3%
IPDC38৳34.7-0.6%31.3+1.4%+0.4%
NHFIL35৳31.4-0.3%1046.7—+0.0%

Who Owns It

Who's behind this company — and how committed are they? As of Mar 2026, compared with Jan 2026.

Owners (Sponsors / Directors)40.1%
Institutions▲ 0.414.0%
General Public45.9%

Owners (sponsors) hold 40% — a strong sign of commitment.

What's New

Recent news and announcements about this company.

Emerging Credit Rating Limited (ECRL) has assigned Surveillance rating of the Company as "AAA" in the long term and "ST-1" in the short term along with a Stable outlook based on audited financial statements up to December 31, 2025 and other available information up to the date of rating declaration.
Refer to their earlier news disseminated by DSE on 29.04.2026 regarding dividend declaration, the company has further informed that the Board of Directors in its meeting held on June 08, 2026 has approved to conduct the forthcoming Annual General Meeting (AGM) through a hybrid system at Police Convention Hall, 37/3/B Eskaton Garden Road, Ramna, Dhaka. However, the date and time of the AGM will remain unchanged i.e., 11:00 a.m. and 29 June 2026.
Trading of the shares of the company will resume on 20.05.2026.