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  5. UCB

United Commercial Bank PLC

UCBBank⚠️Category Z

Last Price

9.1৳
▲+1.11% today
Low ৳8.6In its normal rangeHigh ৳11.6

Where today's price sits in its 52-week range

The Price Story

এক নজরে

United Commercial Bank PLC ব্যাংক খাতের একটি কোম্পানি। সব মিলিয়ে কোম্পানিটির অবস্থা তুলনামূলক দুর্বল (আমাদের বিশ্লেষণে 100-এর মধ্যে 30)। কোম্পানিটি লাভজনক এবং গত বছরের তুলনায় এর মুনাফা বেড়েছে। একই ধরনের অন্যান্য কোম্পানির তুলনায় এই শেয়ারটির দাম এখন তুলনামূলক বেশি। এর আর্থিক ভিত মজবুত এবং ঋণের চাপ তুলনামূলক কম।

এটি শিক্ষামূলক তথ্য, বিনিয়োগ পরামর্শ নয়।

UCBRisky 30
Rank #219 of 361Best avoidedAvoid
৳9.1+1.1%
VerdictHealthValueNumbersFinancialsMomentumSignalsPeersOwnersNews
TopStockBDAnalysis

United Commercial Bank PLC

UCBBankLatest Price: ৳9.1
Fundamental Score
30/ 100

Risky

Avoid

Weak company, quiet trading

  • The company's numbers are weak and the share price is barely moving. Better to avoid — there is no real reason to put your money here.
topstockbd.comDSE Stock Analysis
⭐

Featured in our stock lists

🚀Best Growth Stocks#11

The Health Check

Five quick checks that tell you whether this company is healthy, fairly priced, and worth holding.

Is the Price Right?

Looks pricey right now — costs more than usual for what you get.

P/E Ratio

60.7

Price per ৳1 of yearly earnings

Dividend Yield

—

Annual cash return on the price

P/B Ratio

0.3

Price per ৳1 of net assets

Trading at 60.7 — above its 5-year average of 53.5.

Key Numbers

The raw figures behind the verdict — for the curious.

EPS

৳0.15

Earnings per share (latest year)

P/E Ratio

67.7

Price you pay per ৳1 of earnings

Dividend Yield

--

Annual cash return on the price

Reserve & Surplus

৳2,290 Cr

Company's accumulated savings

Total Loan

৳6,455 Cr

Outstanding debt the company carries

Profits & Dividends

Are they making money — and do they share it with shareholders?

Yearly Profit

Net profit per year

Made a profit every year for 6 years.

Earnings Per Share

Profit you earn per share

Profitable per share every year for 6 years.

Yearly Cash Dividend

% of face value

📢 New 0% dividend just declared — record 20 May 2026

No cash dividend in the most recent year.

The deeper numbers — revenue, margins, debt and cash quality over the years.

Recent Momentum

What the share price has been doing over the last week.

Flat

Up 1.1% in the past week.

Past week

+1.1%

Price move over 7 days

Vs market

+0.4%

Ahead/behind the DSEX index

Trading volume

0.9×

vs its normal volume

Up days

1/7

Green days this week

52-week spot

17%

Position in 1-year range

Trades around ৳0.43 Cr a day on average over the past week.

Signals at a Glance

The good signs and the things to keep an eye on.

Good signs

  • ✓Made profits in 4 out of the last 5 years
  • ✓Generates real cash from its day-to-day business

Watch-outs

  • ⚠Carries more debt than its retained savings
  • ⚠Pays out 333% of profits as dividends — may be hard to keep up
  • ⚠Listed in category Z — not the top tier (A)

How It Stacks Up

UCB scores below the other strong names in its sector shown here.

Stock
PRIMEBANK80৳30.0+0.3%3.8+8.3%+31.1%
UTTARABANK79৳21.5+0.0%3.5+2.3%+34.2%
TRUSTBANK78৳15.6+0.0%3.9+4.8%+32.5%
BRACBANK77৳61.8+0.8%6.8+2.4%+24.0%
EBL76৳24.5+0.0%4.7+10.2%+28.2%
UCB30৳9.1+1.1%60.7—+4.7%

Who Owns It

Who's behind this company — and how committed are they? As of Mar 2026, compared with Jan 2026.

Owners (Sponsors / Directors)10.3%
Government0.8%
Institutions▲ 0.836.7%
Foreign Investors▲ 0.50.5%
General Public51.8%

Good sign — big institutions raised their stake from 35.9% to 36.7% since Jan 2026. People close to the company are buying.

Owners (sponsors) hold only 10% — limited alignment with shareholders.

What's New

Recent news and announcements about this company.

Refer to their earlier news of the company disseminated on 08.07.2026, the company has further informed the key features of the rights issuance which are as follows: Purpose: To strengthen capital base of the Bank in order to comply with the Basel III capital accord, directed by Bangladesh Bank & to support the business growth., Amount of Issue: BDT 7,751,879,490.00, (cont.)
The company has informed that the Bangladesh Securities and Exchange Commission (BSEC) has accorded its approval under the Securities and Exchange Commission (Rights Issue) Rules, 2006 for the issuance of 77,51,87,949 ordinary shares at an issue price of Tk. 10.00 each, (cont.)
Emerging Credit Rating Limited (ECRL) has assigned Surveillance rating of the Company as "AA-" in the long term and "ST-2" in the short term along with a Developing outlook based on audited financial statements up to December 31, 2025, and other relevant quantitative as well as qualitative information up to the date of rating.